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Free Guide

Everything you need to buy your first home

The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.

  • How much you can actually afford
  • Every cost beyond the purchase price
  • A step-by-step timeline from offer to closing
Download your free guide
What's Inside

A chapter for every step

Budgeting & affordability

What lenders actually look at, and how much home that really buys you.

Down payments & closing costs

Every cost beyond the purchase price, laid out line by line.

Getting pre-approved

What to have ready, and how a pre-approval actually strengthens an offer.

From offer to keys

A step-by-step timeline of what happens, and when, between an accepted offer and closing day.

A look inside

Getting started with a broker
Getting started with a broker
Choosing the right mortgage
Choosing the right mortgage
Savings programs for every buyer
Savings programs for every buyer
Why It Matters

Real answers, not just homework

This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.

  • Plain-language explanations, no jargon left unexplained
  • Local context — Ottawa land transfer tax, programs and lenders
  • Built to be read once and kept for reference through closing
Get your copy
Client Stories

Home buyers like you

“Leo was a fantastic resource for us as we navigated our first time home buyer experience. From the moment we were introduced to him he was a pleasure to deal with. Leo took the time to explain how the entire home buying process would work…
A
Aaron Nussey and Melissa Cable
“Leo is a person of integrity and someone you can trust. Throughout the whole process I was confident that he and his team had my best interest in mind and were working to ensure the best outcome for me as the customer. Thanks for everything…
AR
Aimee Rae
“A huge thank you to Leo and Ashley for their assistance and guidance throughout the process to secure our mortgage with the lender. They were both very patient with us and made sure our questions and concerns were answered promptly. Without…
AB
Alain B.
“Leo and Ashley made buying a home such a stress-free and enjoyable process. From the very start, Leo provided such helpful advice to us, helping us determine what worked best for our budget and our family. He walked us through many…
A
Allison and James Shaw
“Leo and his team are a marvel to work with. They were always ready to help and answer any questions I had. Thank you very much for your great assistance with with arranging my home financing. I feel very fortunate to have worked with Leo…
AG
Ana Gonzalez
“Leo has always gone above and beyond to help me get the best mortgage rates for my home! When I purchased my first home, when I renegotiated my mortgage, and when I moved provinces, he was always ready to hope on a call with me to alleviate…
AP
Andrea Patey
“Leo was a fantastic resource for us as we navigated our first time home buyer experience. From the moment we were introduced to him he was a pleasure to deal with. Leo took the time to explain how the entire home buying process would work which alleviated alot of our nerves and stress, he answered every question we threw at him, even ones which didn&#39t really have anything to do with the mortgage process. Once we were ready to make an offer on our house Leo was able to find us an even lower rate than initially thought and took care of everything to make sure it got locked in. As first time home buyers we would have been lost without his help and expertise. We would enthusiastically recommend him to anyone in search of a mortgage broker." If we have any friends asking about mortgages I wouldn&#39t hesitate to pass your contact info along, it was a pleasure working together.”
Aaron Nussey and Melissa Cable
“Leo is a person of integrity and someone you can trust. Throughout the whole process I was confident that he and his team had my best interest in mind and were working to ensure the best outcome for me as the customer. Thanks for everything Leo, was a pleasure meeting you and working with you. Aimee”
Aimee Rae
“A huge thank you to Leo and Ashley for their assistance and guidance throughout the process to secure our mortgage with the lender. They were both very patient with us and made sure our questions and concerns were answered promptly. Without any hesitation, we would certainly recommend their services to others.”
Alain B.
“Leo and Ashley made buying a home such a stress-free and enjoyable process. From the very start, Leo provided such helpful advice to us, helping us determine what worked best for our budget and our family. He walked us through many options and scenarios, and helped us to find the best financial choice for our future. Once we did find the home of our dreams, he worked so quickly to get us a mortgage approval, making our dream home a reality. Once the purchase agreement was signed, Ashley worked her magic and got all the paperwork done so efficiently - she took all the work out of it for us! We are so grateful to you both for your tireless efforts. Thank you!! Again, thank you for everything. Allison and James”
Allison and James Shaw
“Leo and his team are a marvel to work with. They were always ready to help and answer any questions I had. Thank you very much for your great assistance with with arranging my home financing. I feel very fortunate to have worked with Leo and his team in this important process. If somebody would like some help with their mortgage financing, I would recommend them contacting Leo! Thank you, Ana”
Ana Gonzalez
“Leo has always gone above and beyond to help me get the best mortgage rates for my home! When I purchased my first home, when I renegotiated my mortgage, and when I moved provinces, he was always ready to hope on a call with me to alleviate any concerns I had and answer every question. Leo went over every detail of my home purchase and the mortgage documents, ensuring that I was comfortable with the purchase and terms of my mortgage. Both Leo and Ashley were so quick with all communications and were such a pleasure to have in my corner getting me the best rates and conditions. I would wholeheartedly recommend Leo to anyone and plan on calling on his expertise when my mortgage is up for renewal!" Thanks for everything - especially answering my constant stream of questions!”
Andrea Patey
Ready When You Are

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